Health, Dental, and Vision

Health Costs

The employee and the College share the cost of both medical and dental coverage.  The employee pays 100% of the cost for vision coverage.

Buyout Option

An eligible employee who elects to waive coverage under the College’s medical and/or dental group insurance plans receives a buyout refund of $1400 and/or $165 respectively for each year that participation is waived (requires proof of other insurance). The buyout amount(s) are processed through the payroll system, prorated by pay cycle (bi-weekly or month), and are subject to Federal and State withholding taxes.  Proof of other medical coverage must be provided.

Enrollment

An employee may choose to enroll, re-elect or waive medical, dental, and/or vision coverage only during the annual open enrollment period that occurs toward the end of each Plan Year.  The addition of eligible dependents and/or new family members is permitted for qualifying life events, provided the Office of Human Resources is notified of the change within a 30-day period.

Qualifying life event examples are:  newly eligible employee (such as a new hire), loss or gain of coverage elsewhere, marriage/divorce, birth or adoption of a child, loss of a dependent.  Please note this is not a complete list of examples.  Contact the Office of Human Resources at 401-865-2341 with any questions about qualifying life events.

Married spouses and qualified child dependents may be covered on an employee’s plan.  Proof of dependent status is required.